Cost of a Surrogate and Related Fees
How Much Does It Cost for a Surrogate?
When you embark on the journey of working with a surrogate, you’re embracing one of life’s most profound and fulfilling experiences. It’s a journey that promises to bring your long-held dream of starting or expanding your family to fruition—a priceless endeavor.
At Family Creations, we take immense pride in being a part of your journey towards parenthood. We understand the significance of this process, so we are committed to providing you with clear and transparent information to answer your questions about how much a surrogate is right from the start.
How Much Does a Surrogate Cost with Family Creations?
Unlike other agencies that may subject you to lengthy waitlists and demand upfront payments, we offer a different approach. With Family Creations, there’s no need to wait endlessly for a surrogate match. We understand the urgency and importance of your journey, and we’re here to expedite the process.
Our agency fee is incorporated into the cost of a surrogate and carefully divided into three manageable installments, strategically timed to coincide with key milestones in your surrogacy journey. This approach ensures financial flexibility and peace of mind, allowing you to focus on what truly matters—building your family.
With Family Creations by your side, you can trust that your path to parenthood will be guided with care, compassion, and efficiency. We’re here to support you every step of the way as you embark on this transformative and life-changing journey.
How Much Does It Cost for a Gestational Surrogate?
If you reside in the United States, where our offices are located, our surrogacy administration fee is $40,000, conveniently broken down into three payments.
How Much Is a Surrogate for United States Residents?
At Family Creations, the cost of a surrogate begins with an initial payment of $1,000 when you select a surrogate to partner with and her records are approved by your doctor. Following this, your second payment of $18,000 is due within 48 hours after your match meeting with your surrogate, typically within one week of your doctor’s approval of her records. Finally, once your doctor completes an in-person medical and psychological screening and provides the surrogate with medical clearance, the remaining balance of $21,000 is payable.
How Much Does a Surrogate Cost for Non-US Residents?
For intended parents residing in other countries, the cost of a surrogate is $45,000. This fee structure aligns with the same payment breakdown: an initial payment of $1,000, followed by a second payment of $21,000, and a final payment of $23,000. This transparent fee structure ensures clarity and peace of mind as you embark on your surrogacy journey with Family Creations.
Part I: How Much Does a Surrogate Cost at Family Creations (Base Costs)?
Each line item represents how much a surrogate is with our agency.
| Services | Fees |
|---|---|
| For parents who live in United States | $40,000 |
| When you choose a surrogate to work with | $1,000 |
| Within one week of choosing your surrogate | $18,000 |
| Once your doctor provides the surrogate with medical clearance | $21,000 |
| For parents who live in other countries | $45,000 |
| When you choose a surrogate to work with | $1,000 |
| Within one week of choosing your surrogate | $21,000 |
| Once your doctor provides the surrogate with medical clearance | $23,000 |
Part II: How Much Does a Surrogate Cost (Additional Fees)?
In addition to the above fees, when budgeting for how much a surrogate is, be sure to consider these other noteworthy expenses.
| FEE SCHEDULE | FEES | DESCRIPTION |
|---|---|---|
| Surrogate Compensation | Starting at $50,000 | The surrogate will begin receiving this payment starting on the first of the month following confirmation of pregnancy (defined by fetal heartbeat). This surrogate cost will be issued in 10 even installments. After giving birth, the surrogate will receive a lump sum for the balance. |
| Surrogate Twin Compensation | $5,000 | Your surrogate receives an extra $5,000 when a twin pregnancy occurs. She receives this payment in $1,000 installments, beginning on the first of the fifth month of pregnancy and continuing for five months. |
| Monthly Allowance | $200/Month | This is a non-accountable monthly surrogate cost reimbursement of $200/month. This covers such things as postage, telephone calls, faxing, non-prescription medication, lost wages, childcare for local appointments, etc. |
| Maternity Clothing | $1,000 | Paid to the surrogate at 12 weeks of pregnancy. |
| Embryo Transfer Fee | $1,000 | The surrogate will receive $1,000 for each embryo transfer procedure. |
| Medication Start Fee | $500 | Paid to the surrogate at the start of injectable medications for each cycle, including mock cycles. |
| Estimated Lost Wages | $TBD | Family Creations will estimate six weeks of lost wages* for the surrogate and five days for her husband/partner. Other surrogate costs potentially paid throughout the pregnancy include reimbursements for travel time, doctor-ordered bed rest, and postpartum recovery. *Employment and wages are subject to change at any time throughout the surrogacy process |
| Child Care | $2,000 | The surrogate will receive reimbursement of up to $100 per day for child care when placed on doctor-ordered bed rest or when the physician recommends bed rest. |
| House Cleaning | $600 | The surrogate will receive reimbursement of up to $100 per week for house cleaning when placed on doctor-ordered bed rest, as well as between weeks 36-41 of pregnancy and two weeks post-delivery. Surrogates are required to provide a receipt for services. |
| C Section for Surrogate | $4,000 | The surrogate will receive an additional $4,000 if the delivery requires a C-section. |
| Invasive Procedure | $500 | The surrogate will receive $500 for each procedure, such as amniocentesis (or other prenatal diagnostic testing), D&C, fetal reduction, or any procedure requiring anesthesia, etc. |
| Surrogate’s Loss of Reproductive Capabilities | Insurance plan purchase | The surrogate will receive an additional payment of $4,000 should she lose her fallopian tubes or uterus or have a complete hysterectomy as a result of the surrogacy. |
| Breast Milk Pumping | $250/Week | The surrogate may receive up to $250 a week, plus reimbursement for pump rental, supplies, and shipping. This must be mutually agreed upon. |
Part III: How Much Does a Surrogate Cost (Optional Fees Intended Parents May Incur)?
| FEE SCHEDULE | FEES | DESCRIPTION |
|---|---|---|
| Surrogate Travel Expenses | $600 – $10,000 | This amount covers travel for the surrogate to all appointments related to surrogacy. The amount can range from $600 to $10,000 depending on where the surrogate lives in relation to the physician’s office. |
| Surrogate Accidental Death Insurance | $600 | $250,000 term policy for the surrogate and $100,000 term policy for the intended parent(s). |
| Surrogate Health Insurance | $5,000-$30,000 | This depends on the Surrogate’s existing medical coverage—if any. Family Creations will refer the intended parent(s) to an insurance broker who will discuss the policy options available. Plans range from approximately $5,000 to $30,000. |
| Surrogate Legal Fees | $2,000 | This is an estimated fee for the cost of the review of the surrogacy agreement with the surrogate and her partner, if applicable. |
| Intended Parent Legal Fees | $7,500 | These fees are approximate and are paid directly to the attorney by the intended parent(s): parental rights and court pleadings $2,500 – $3,000; surrogate pleadings $350 – $500; court filing fees $1,000 – $1,500; legal representation for the intended parent(s) $2,000 – $2,500. |
| Psychological Evaluation of Surrogate | $950 | This covers the cost of the surrogate’s psychological evaluation with a therapist. |
| Psychological Support for Surrogate | $1,800 | This fund will provide ongoing psychological support for your surrogate throughout the pregnancy. |
| Psychological Counseling Session for Intended Parents | $395 | The intended parent(s) will have one visit with a therapist to discuss the upcoming surrogacy process. |
| Miscellaneous Deposit for Lab Bills | $5,000 | This fund is for miscellaneous surrogate costs that come up throughout the process, including lab bills. |
| Escrow Account Management Fees | $1,400-$1,700 | This is the fee paid to the escrow company that will manage the account of the intended parent(s). |
| Out-of-Area Medical Monitoring for Surrogate | $TBD | If the surrogate is not local to the physician chosen by the intended parent(s), an out-of-town medical monitoring facility will be used. The physician chosen by the intended parent(s) will order any necessary testing, and the cost of these appointments will be paid by the intended parent(s) directly to the monitoring facility. |
| Medical Screening and Procedures | $TBD | Consult with the physician’s office for a breakdown. |
| IVF Medication | $TBD | Consult with the physician’s office or pharmacy for a breakdown. |
Need More Information to Know How Much Does It Cost for a Surrogate? Contact Us Today!
If you have further questions about specific fees, payment schedules, or how much does a surrogate cost in total, please contact us. With office locations throughout the United States, we’re here to help you make the most of the rewarding and life-changing process of creating a family through gestational surrogacy!